GET APPROVED FOR A LOAN

Finance

Keys & Capital Global Realty has access to numerous lenders for commercial and residential loans.

RESIDENTIAL LOANS:

Loans for Single family homes with up to 4 units.

FHA, VA, Conventional, and some 100% financing programs.

First and second liens, Foreign Nationals, no social security loans, and less-than-perfect credit loans!

Hard Money Loans & Private Lending.

COMMERCIAL LENDING:

We provide great opportunities for investors; they include loans for apartments,

garages, gas stations, laundromat business, funeral homes, and more.

Bring us your scenario and we will match you with the right loan.

To apply online go to www.1stAlliance-mtg.com and select Rachel G. Dunham as your "Loan Officer".

TO GET A QUOTE, CALL US TODAY AT 832-216-8524
Or contact us via email at rdunham@1stAlliancemortgage.com

Texas Complaint Recovery

Rachel Gonzalez Dunham NMLS# 275798

Texas Complaint Recovery _RACHEL GONZALEZ-DUNHAM_NMLS# 275798 IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST RACHEL GONZALEZ-DUNHAM_NMLS# 275798 SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE LOCATED AT WWW.SML.STATE.TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.STATE.TX.US. THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEBSITE REFERENCED ABOVE.

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Mortgage Terms

Adjustable - An Adjustable Rate Mortgage, or ARM, is a type of mortgage in which the interest rate is adjusted up or down, in accordance with current interest rate levels. The interest rates are tied to an economic index outside of your banks' control, such as the Treasury bill rate. Your monthly principal and interest payment will fluctuate with these rate changes. Initially, payments will be less than with a fixed mortgage, making this type of mortgage attractive to short-term buyers. Note: Inquire on the "cap", or maximum interest level your mortgage can reach, since it is possible for rates to rise significantly during the term of your mortgage.

Fixed - A fixed rate mortgage, on the other hand, uses both a fixed term (length of time) and fixed interest rate. At the start of the mortgage the rate and term are determined, and as a result, the monthly amount for principal and interest payments remain constant for the duration of the mortgage. Fixed rate loans are more attractive to home buyers who plan on spending a long time in their home, or expect no major change in income.

Assumable - Sometimes homebuyers can find a loan which is "assumable." With an assumable loan, the current seller's lender is willing to transfer the existing loan to you, either at the previous interest rate or the current interest rate. Assumable loans are attractive to buyers because they usually require less paperwork and less time.

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Rachel Gonzalez-Dunham

GET APPROVED FOR A LOAN

Finance

Rachel Gonzalez-Dunham

KEYS & CAPITAL GLOBAL REALTY

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